CREDIT UNION MORTGAGE ASSOCIATION, INC.
1,388 mortgages originated in 2025 across 8 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,388
- Median rate
- 5.875%
- Median lender fees
- $4,453
- Median loan amount
- $335,000
- Median spread over APOR
- -0.562
- Paid discount points
- 18%
- Received lender credits
- 11%
- Purchases / refinances
- 63.7% / 34.9%
- Conventional / FHA / VA
- 93.4% / 3.7% / 2.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where CREDIT UNION MORTGAGE ASSOCIATION, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| North Carolina | 247 | $3,803 | 5.875% |
| Virginia | 226 | $4,688 | 5.875% |
| Maryland | 209 | $4,510 | 5.750% |
| Pennsylvania | 92 | $4,789 | 5.875% |
| South Carolina | 63 | $4,384 | 5.875% |
| New York | 60 | $4,892 | 5.875% |
| Florida | 57 | $5,606 | 5.875% |
| Illinois | 56 | $6,283 | 5.875% |