NEW WAVE LENDING GROUP INC
4,163 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,163
- Median rate
- 7.000%
- Median lender fees
- $8,959
- Median loan amount
- $495,000
- Median spread over APOR
- 0.636
- Paid discount points
- 22.1%
- Received lender credits
- 32.8%
- Purchases / refinances
- 67% / 33%
- Conventional / FHA / VA
- 99.2% / 0.8% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.5% of loans here — see methodology.
Where NEW WAVE LENDING GROUP INC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 2,573 | $8,669 | 6.875% |
| Texas | 301 | $10,127 | 7.000% |
| Georgia | 195 | $8,114 | 7.000% |
| Florida | 177 | $11,104 | 7.125% |
| Illinois | 159 | $10,748 | 6.750% |
| Nevada | 152 | $10,055 | 6.875% |
| Maryland | 74 | — | 7.125% |
| Virginia | 74 | — | 7.000% |
| New Jersey | 71 | $9,342 | 7.125% |
| North Carolina | 51 | — | 7.250% |