APR.net

Dominion Financial Services, LLC

2,639 mortgages originated in 2025 across 18 states, and what they cost borrowers.

30-year fixed, this week

6.71%

Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
2,639
Median rate
7.625%
Median lender fees

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount
$185,000
Above the going rate (spread over APOR)
Paid discount points
0%
Received lender credits
0%
Purchases / refinances
45.9% / 54.1%
Conventional / FHA / VA
100% / 0% / 0%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.

Where Dominion Financial Services, LLC lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Maryland 270 7.500%
Ohio 262 7.375%
Florida 244 9.500%
Texas 183 7.375%
Pennsylvania 140 7.625%
Georgia 128 10.500%
North Carolina 127 8.250%
Missouri 105 7.375%
Indiana 98 7.750%
Michigan 96 9.525%
New York 90 7.250%
Illinois 81 11.000%
Virginia 80 7.490%
Alabama 78 7.375%
Tennessee 67 7.250%
New Jersey 63 7.500%
South Carolina 54 10.995%
Kentucky 51 7.750%