STG MORTGAGE INC
2,780 mortgages originated in 2025 across 12 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,780
- Median rate
- 6.500%
- Median lender fees
- $11,196
- Median loan amount
- $435,000
- Median spread over APOR
- 0.316
- Paid discount points
- 37.1%
- Received lender credits
- 60%
- Purchases / refinances
- 76.8% / 23.2%
- Conventional / FHA / VA
- 63.7% / 33.8% / 2.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 93.1% of loans here — see methodology.
Where STG MORTGAGE INC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 928 | $12,944 | 6.625% |
| Florida | 451 | $15,864 | 6.250% |
| Texas | 246 | $16,068 | 6.500% |
| Arizona | 169 | $6,016 | 6.500% |
| New York | 139 | — | 6.375% |
| Colorado | 101 | $7,114 | 6.375% |
| Pennsylvania | 80 | $7,907 | 6.750% |
| New Jersey | 73 | $14,213 | 6.625% |
| Virginia | 64 | $19,258 | 6.750% |
| Washington | 62 | $8,657 | 6.500% |
| Illinois | 54 | $6,628 | 6.625% |
| Georgia | 53 | $9,058 | 6.250% |