LENDINGONE, LLC
2,519 mortgages originated in 2025 across 16 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,519
- Median rate
- 7.330%
- Median lender fees
- —
- Median loan amount
- $195,000
- Median spread over APOR
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 37.1% / 57.5%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where LENDINGONE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Georgia | 284 | — | 7.450% |
| Florida | 276 | — | 7.285% |
| Ohio | 189 | — | 7.600% |
| Texas | 151 | — | 7.015% |
| North Carolina | 128 | — | 7.300% |
| New York | 123 | — | 9.740% |
| Virginia | 120 | — | 7.040% |
| Pennsylvania | 118 | — | 7.680% |
| Tennessee | 101 | — | 7.215% |
| New Jersey | 100 | — | 9.490% |
| Alabama | 94 | — | 7.150% |
| Michigan | 87 | — | 7.210% |
| Illinois | 76 | — | 7.340% |
| Maryland | 67 | — | 7.360% |
| Indiana | 65 | — | 7.130% |
| South Carolina | 54 | — | 7.160% |