APR.net

Premia Mortgage, LLC DBA Premia Relocation Mortgage

1,726 mortgages originated in 2025 across 11 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
1,726
Median rate
6.250%
Median lender fees
$2,319
Median loan amount
$425,000
Median spread over APOR
-0.087
Paid discount points
41.5%
Received lender credits
9.6%
Purchases / refinances
97.2% / 2.8%
Conventional / FHA / VA
80.3% / 7.8% / 11.9%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.7% of loans here — see methodology.

Where Premia Mortgage, LLC DBA Premia Relocation Mortgage lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Texas 255 $3,272 6.125%
North Carolina 107 $700 6.375%
Florida 104 $3,026 6.250%
Georgia 77 $1,228 6.225%
Tennessee 70 $939 6.150%
Michigan 69 $333 6.375%
Pennsylvania 67 $2,014 6.250%
South Carolina 66 $2,439 6.112%
Missouri 58 $1,802 6.375%
Illinois 55 $3,425 6.250%
Virginia 51 $495 6.125%