CANOPY MORTGAGE, LLC

8,559 mortgages originated in 2025 across 23 states, and what they cost borrowers.

Loans originated

8,559

Median rate

6.375%

Median lender fees

$10,099

Median loan amount

$315,000

Median spread over APOR

0.209

Paid discount points

77.8%

Received lender credits

27.1%

Purchases / refinances

87.9% / 12.1%

Conventional / FHA / VA

53.8% / 30.3% / 14.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.9% of loans here — see methodology.

Where CANOPY MORTGAGE, LLC lent

States with at least 50 loans in 2025, ranked by volume.