Traditional Mortgage Acceptance Corporation
1,369 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,369
- Median rate
- 6.000%
- Median lender fees
- —
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $195,000
- Above the going rate (spread over APOR)
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 3.2% / 86.9%
- Conventional / FHA / VA
- 1.3% / 98.7% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where Traditional Mortgage Acceptance Corporation lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 317 | — | 6.000% |
| Texas | 110 | — | 6.000% |
| Florida | 98 | — | 6.000% |
| Washington | 72 | — | 6.000% |
| Arizona | 68 | — | 5.875% |
| Utah | 60 | — | 5.875% |
| South Carolina | 53 | — | 5.875% |
| Georgia | 53 | — | 5.750% |
| Colorado | 50 | — | 6.250% |