MORTGAGEONE, INC.
1,694 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,694
- Median rate
- 6.625%
- Median lender fees
- $9,061
- Median loan amount
- $395,000
- Median spread over APOR
- 0.346
- Paid discount points
- 54.2%
- Received lender credits
- 39.4%
- Purchases / refinances
- 78% / 22%
- Conventional / FHA / VA
- 55.7% / 24% / 20.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.7% of loans here — see methodology.
Where MORTGAGEONE, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 792 | $10,750 | 6.625% |
| Arizona | 166 | $9,998 | 6.625% |
| Florida | 144 | $7,206 | 6.500% |
| Utah | 99 | $10,215 | 6.750% |
| Texas | 54 | $8,863 | 6.625% |