SECURITYNATIONAL MORTGAGE COMPANY
5,896 mortgages originated in 2025 across 15 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,896
- Median rate
- 6.750%
- Median lender fees
- $11,230
- Median loan amount
- $305,000
- Median spread over APOR
- 0.677
- Paid discount points
- 59.7%
- Received lender credits
- 16.1%
- Purchases / refinances
- 88.1% / 10.1%
- Conventional / FHA / VA
- 53.1% / 40.6% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.8% of loans here — see methodology.
Where SECURITYNATIONAL MORTGAGE COMPANY lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Utah | 1,700 | $10,974 | 6.750% |
| Texas | 1,288 | $11,847 | 6.750% |
| Arizona | 548 | $12,793 | 6.990% |
| Nevada | 328 | $11,738 | 6.750% |
| Florida | 286 | $12,596 | 6.990% |
| Georgia | 253 | $11,869 | 6.750% |
| Washington | 156 | $11,461 | 6.563% |
| Colorado | 149 | $9,172 | 6.750% |
| California | 127 | $12,266 | 6.875% |
| Hawaii | 122 | $26,607 | 6.875% |
| Connecticut | 105 | $7,424 | 6.875% |
| Montana | 96 | $8,957 | 6.750% |
| Wyoming | 89 | $7,503 | 6.375% |
| Louisiana | 60 | $7,275 | 6.625% |
| Idaho | 58 | $10,311 | 6.563% |