TOP FLITE FINANCIAL, INC.

3,061 mortgages originated in 2025 across 18 states, and what they cost borrowers.

Loans originated

3,061

Median rate

6.750%

Median lender fees

$10,832

Median loan amount

$215,000

Median spread over APOR

1.048

Paid discount points

80.2%

Received lender credits

58%

Purchases / refinances

41.4% / 54.8%

Conventional / FHA / VA

32.1% / 62.3% / 4.6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.2% of loans here — see methodology.

Where TOP FLITE FINANCIAL, INC. lent

States with at least 50 loans in 2025, ranked by volume.