MEGASTAR FINANCIAL CORP.
1,169 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,169
- Median rate
- 6.625%
- Median lender fees
- $5,502
- Median loan amount
- $355,000
- Median spread over APOR
- 0.199
- Paid discount points
- 52%
- Received lender credits
- 99.5%
- Purchases / refinances
- 83.9% / 16%
- Conventional / FHA / VA
- 75.6% / 18.1% / 5.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.4% of loans here — see methodology.
Where MEGASTAR FINANCIAL CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Colorado | 520 | $4,269 | 6.500% |
| Minnesota | 197 | $5,924 | 6.625% |
| Missouri | 171 | $4,551 | 6.500% |
| California | 99 | $11,033 | 6.500% |
| Maine | 66 | $6,682 | 6.375% |