Sirva Mortgage, Inc.
1,219 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,219
- Median rate
- 6.625%
- Median lender fees
- $670
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $405,000
- Above the going rate (spread over APOR)
- 0.020
- Paid discount points
- 31.7%
- Received lender credits
- 14.1%
- Purchases / refinances
- 97.7% / 2.3%
- Conventional / FHA / VA
- 87.4% / 6.1% / 6.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where Sirva Mortgage, Inc. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 125 | $2,871 | 6.500% |
| Tennessee | 91 | — | 6.375% |
| North Carolina | 65 | — | 6.500% |
| California | 58 | — | — |
| Indiana | 53 | $522 | 6.750% |
| Georgia | 53 | $2 | 6.750% |