GTE Federal Credit Union
2,102 mortgages originated in 2025 across 8 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,102
- Median rate
- 8.000%
- Median lender fees
- $4,268
- Median loan amount
- $135,000
- Median spread over APOR
- 1.000
- Paid discount points
- 9.5%
- Received lender credits
- 14.6%
- Purchases / refinances
- 26.3% / 18.6%
- Conventional / FHA / VA
- 98.6% / 1.3% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 33.8% of loans here — see methodology.
Where GTE Federal Credit Union lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 933 | $4,268 | 6.875% |
| California | 430 | — | 8.250% |
| Washington | 89 | — | 8.250% |
| Tennessee | 86 | — | 8.500% |
| Arizona | 78 | — | 8.500% |
| Maryland | 69 | — | 9.250% |
| Oregon | 65 | — | 8.250% |
| North Carolina | 59 | — | 8.250% |