ServisFirst Bank
1,464 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,464
- Median rate
- 6.875%
- Median lender fees
- $4,513
- Median loan amount
- $315,000
- Median spread over APOR
- 0.204
- Paid discount points
- 11.9%
- Received lender credits
- 28.2%
- Purchases / refinances
- 60.8% / 19.7%
- Conventional / FHA / VA
- 91.1% / 5.9% / 3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.5% of loans here — see methodology.
Where ServisFirst Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Alabama | 596 | $3,731 | 6.990% |
| Florida | 426 | $5,043 | 6.625% |
| Tennessee | 153 | $5,423 | 6.750% |
| South Carolina | 115 | $4,552 | 7.000% |
| Georgia | 75 | — | 6.500% |
| North Carolina | 54 | — | 7.495% |