Raymond James Bank
1,712 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,712
- Median rate
- 5.375%
- Median lender fees
- $4,843
- Median loan amount
- $805,000
- Median spread over APOR
- -0.487
- Paid discount points
- 0.6%
- Received lender credits
- 22.6%
- Purchases / refinances
- 61.6% / 12.9%
- Conventional / FHA / VA
- 99.9% / 0.1% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.8% of loans here — see methodology.
Where Raymond James Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 298 | $6,690 | 5.500% |
| Texas | 142 | $8,046 | 5.438% |
| California | 122 | $5,869 | 5.375% |
| North Carolina | 99 | $3,848 | 5.500% |
| New York | 75 | $6,368 | 5.375% |
| Colorado | 74 | $3,311 | 5.500% |
| Tennessee | 69 | $4,751 | 5.500% |
| Georgia | 58 | $4,696 | 5.438% |
| South Carolina | 54 | $4,268 | 5.375% |