LIMA ONE CAPITAL, LLC
2,305 mortgages originated in 2025 across 13 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,305
- Median rate
- 8.900%
- Median lender fees
- —
- Median loan amount
- $215,000
- Median spread over APOR
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 46.8% / 53.2%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where LIMA ONE CAPITAL, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 269 | — | 9.550% |
| North Carolina | 262 | — | 9.675% |
| Virginia | 149 | — | 9.400% |
| South Carolina | 137 | — | 9.700% |
| Georgia | 131 | — | 9.500% |
| Tennessee | 130 | — | 7.858% |
| Texas | 120 | — | 9.325% |
| Ohio | 114 | — | 8.225% |
| Pennsylvania | 108 | — | 7.550% |
| Indiana | 101 | — | 7.700% |
| Oregon | 70 | — | 9.750% |
| New Jersey | 60 | — | 7.750% |
| Nevada | 59 | — | 8.800% |