Synovus Bank
4,949 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,949
- Median rate
- 7.200%
- Median lender fees
- $6,116
- Median loan amount
- $215,000
- Median spread over APOR
- 0.494
- Paid discount points
- 22.5%
- Received lender credits
- 23.1%
- Purchases / refinances
- 45.6% / 21.9%
- Conventional / FHA / VA
- 87.2% / 7.7% / 3.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 45.2% of loans here — see methodology.
Where Synovus Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Georgia | 2,576 | $6,284 | 7.500% |
| Alabama | 1,016 | $5,307 | 6.750% |
| Florida | 752 | $7,865 | 7.250% |
| South Carolina | 458 | $5,382 | 7.200% |
| Tennessee | 115 | — | 8.000% |