MICHIGAN MUTUAL, INC.
1,473 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,473
- Median rate
- 6.750%
- Median lender fees
- $6,871
- Median loan amount
- $245,000
- Median spread over APOR
- 0.528
- Paid discount points
- 53.4%
- Received lender credits
- 50.8%
- Purchases / refinances
- 84.7% / 15.3%
- Conventional / FHA / VA
- 60.4% / 30.1% / 7.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where MICHIGAN MUTUAL, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Michigan | 532 | $5,474 | 6.990% |
| Florida | 157 | $10,169 | 6.875% |
| Pennsylvania | 110 | $7,659 | 6.750% |
| California | 108 | $10,761 | 6.625% |
| North Carolina | 75 | $6,275 | 6.625% |
| Ohio | 68 | $6,286 | 7.250% |
| Arizona | 54 | $9,368 | 6.750% |