Shea Mortgage Inc.
1,124 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,124
- Median rate
- 6.250%
- Median lender fees
- $585
- Median loan amount
- $555,000
- Median spread over APOR
- -0.185
- Paid discount points
- 65.5%
- Received lender credits
- 11.3%
- Purchases / refinances
- 99.9% / 0.1%
- Conventional / FHA / VA
- 88.7% / 4.7% / 6.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where Shea Mortgage Inc. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Arizona | 374 | $525 | 6.125% |
| Colorado | 241 | — | 6.250% |
| California | 179 | $1,257 | 6.500% |
| Texas | 87 | $625 | 5.750% |
| Nevada | 63 | $495 | 6.500% |
| South Carolina | 53 | $425 | 5.990% |