ALL CREDIT CONSIDERED MORTGAGE, INC.
1,727 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,727
- Median rate
- 7.500%
- Median lender fees
- $13,760
- Median loan amount
- $305,000
- Median spread over APOR
- 0.913
- Paid discount points
- 41.4%
- Received lender credits
- 2.4%
- Purchases / refinances
- 69.5% / 30.5%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 60.3% of loans here — see methodology.
Where ALL CREDIT CONSIDERED MORTGAGE, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 260 | $14,512 | 7.375% |
| California | 195 | $14,842 | 7.625% |
| Texas | 184 | $12,691 | 7.500% |
| New Jersey | 175 | $16,534 | 7.500% |
| Maryland | 150 | $13,692 | 7.625% |
| Virginia | 124 | $14,831 | 7.375% |
| Georgia | 65 | $12,743 | 7.750% |
| North Carolina | 63 | — | 7.875% |
| Arizona | 51 | — | 7.375% |