KBHS HOME LOANS, LLC
8,821 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,821
- Median rate
- 5.990%
- Median lender fees
- $9,849
- Median loan amount
- $375,000
- Median spread over APOR
- -0.144
- Paid discount points
- 85.2%
- Received lender credits
- 7.5%
- Purchases / refinances
- 99.9% / 0.1%
- Conventional / FHA / VA
- 48.5% / 38.8% / 12.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 91.1% of loans here — see methodology.
Where KBHS HOME LOANS, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 2,250 | $9,427 | 6.250% |
| California | 2,009 | $14,380 | 6.075% |
| Florida | 1,371 | $9,899 | 5.990% |
| Arizona | 982 | $11,143 | 5.675% |
| Nevada | 905 | $6,997 | 5.875% |
| North Carolina | 493 | $6,639 | 5.875% |
| Colorado | 315 | $8,381 | 5.125% |
| Washington | 280 | $8,774 | 5.999% |
| Idaho | 120 | $10,163 | 5.750% |
| South Carolina | 96 | $5,848 | 6.250% |