ML Mortgage Corp.
1,600 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,600
- Median rate
- 6.625%
- Median lender fees
- $11,548
- Median loan amount
- $405,000
- Median spread over APOR
- 0.516
- Paid discount points
- 64.7%
- Received lender credits
- 27%
- Purchases / refinances
- 73.9% / 26.1%
- Conventional / FHA / VA
- 54.1% / 37.5% / 8.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 97.6% of loans here — see methodology.
Where ML Mortgage Corp. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,259 | $12,175 | 6.625% |
| Nevada | 144 | $9,214 | 6.990% |
| Arizona | 58 | $11,282 | 6.875% |