Global Federal Credit Union
2,636 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,636
- Median rate
- 6.500%
- Median lender fees
- $4,210
- Median loan amount
- $305,000
- Median spread over APOR
- 0.111
- Paid discount points
- 28.9%
- Received lender credits
- 26.8%
- Purchases / refinances
- 54.5% / 20.9%
- Conventional / FHA / VA
- 84.9% / 7.1% / 7.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.5% of loans here — see methodology.
Where Global Federal Credit Union lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Alaska | 1,678 | $4,272 | 6.625% |
| Washington | 764 | $4,247 | 6.125% |
| Arizona | 105 | $3,602 | 7.125% |
| California | 53 | — | 7.500% |