OAKTREE FUNDING CORP.
1,327 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,327
- Median rate
- 7.625%
- Median lender fees
- $14,111
- Median loan amount
- $405,000
- Median spread over APOR
- 1.333
- Paid discount points
- 18.5%
- Received lender credits
- 18.7%
- Purchases / refinances
- 36.5% / 63.5%
- Conventional / FHA / VA
- 98.7% / 0.8% / 0.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 42% of loans here — see methodology.
Where OAKTREE FUNDING CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 417 | $14,546 | 7.875% |
| Florida | 177 | $16,332 | 7.750% |
| Arizona | 126 | $9,873 | 7.375% |
| Texas | 73 | — | 7.500% |