GENWAY HOME MORTGAGE, INC.
1,893 mortgages originated in 2025 across 8 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,893
- Median rate
- 7.500%
- Median lender fees
- $12,797
- Median loan amount
- $285,000
- Median spread over APOR
- 1.263
- Paid discount points
- 24.3%
- Received lender credits
- 31.5%
- Purchases / refinances
- 84.7% / 15.2%
- Conventional / FHA / VA
- 49.5% / 45.2% / 4.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.7% of loans here — see methodology.
Where GENWAY HOME MORTGAGE, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 461 | $19,560 | 7.000% |
| Texas | 305 | $12,272 | 7.750% |
| Florida | 229 | $12,613 | 7.688% |
| Arizona | 106 | $13,261 | 7.563% |
| Georgia | 85 | $10,142 | 7.500% |
| Washington | 78 | $11,304 | 7.500% |
| North Carolina | 54 | — | — |
| Nevada | 53 | — | — |