VELOCIO MORTGAGE L.L.C.
5,812 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,812
- Median rate
- 4.250%
- Median lender fees
- $10,862
- Median loan amount
- $340,000
- Median spread over APOR
- -1.870
- Paid discount points
- 56.8%
- Received lender credits
- 26.2%
- Purchases / refinances
- 99.9% / 0.1%
- Conventional / FHA / VA
- 28.5% / 51.8% / 14.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 94.8% of loans here — see methodology.
Where VELOCIO MORTGAGE L.L.C. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 3,382 | $10,963 | 4.250% |
| Arizona | 1,400 | $13,565 | 3.990% |
| North Carolina | 598 | $8,638 | 4.990% |
| South Carolina | 428 | $7,977 | 4.990% |