RESIDENTIAL MORTGAGE, LLC
1,911 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,911
- Median rate
- 6.250%
- Median lender fees
- $7,188
- Median loan amount
- $375,000
- Median spread over APOR
- 0.037
- Paid discount points
- 53.4%
- Received lender credits
- 21.9%
- Purchases / refinances
- 87.5% / 12.5%
- Conventional / FHA / VA
- 70.3% / 15% / 14.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 56.8% of loans here — see methodology.
Where RESIDENTIAL MORTGAGE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Alaska | 1,445 | $7,065 | 6.250% |
| Washington | 145 | $8,726 | 6.433% |
| Arizona | 127 | $7,941 | 6.500% |
| Oregon | 65 | $6,915 | 6.490% |