Aaa Capital Investment, Inc.
2,360 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,360
- Median rate
- 6.750%
- Median lender fees
- $8,632
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $425,000
- Above the going rate (spread over APOR)
- 0.452
- Paid discount points
- 9.2%
- Received lender credits
- 24.9%
- Purchases / refinances
- 54.3% / 45.7%
- Conventional / FHA / VA
- 99.7% / 0.1% / 0.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 58.2% of loans here — see methodology.
Where Aaa Capital Investment, Inc. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,161 | $8,028 | 6.750% |
| Nevada | 182 | $10,071 | 6.750% |
| Texas | 181 | $8,266 | 6.625% |
| Florida | 126 | $11,686 | 6.875% |
| Georgia | 80 | — | 6.875% |
| Virginia | 70 | — | 6.750% |
| Maryland | 62 | — | 6.688% |
| Washington | 60 | — | 6.813% |
| Arizona | 52 | — | 6.875% |