SouthState Bank, National Association
9,966 mortgages originated in 2025 across 8 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,966
- Median rate
- 6.625%
- Median lender fees
- $5,304
- Median loan amount
- $235,000
- Median spread over APOR
- 0.168
- Paid discount points
- 19.3%
- Received lender credits
- 12.7%
- Purchases / refinances
- 56.2% / 13.4%
- Conventional / FHA / VA
- 93.1% / 4.6% / 2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 55.4% of loans here — see methodology.
Where SouthState Bank, National Association lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| South Carolina | 2,816 | $4,908 | 6.850% |
| Florida | 2,616 | $6,007 | 6.900% |
| Georgia | 1,856 | $5,655 | 6.590% |
| North Carolina | 928 | $4,542 | 6.590% |
| Alabama | 918 | $3,937 | 6.500% |
| Texas | 449 | $6,335 | 6.500% |
| Colorado | 184 | — | 7.750% |
| Virginia | 129 | $4,845 | 6.590% |