Avadian
1,015 mortgages originated in 2025 across one state, and what they cost borrowers.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,015
- Median rate
- 4.990%
- Median lender fees
- $4,909
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $85,000
- Above the going rate (spread over APOR)
- -2.210
- Paid discount points
- 6.9%
- Received lender credits
- 4.9%
- Purchases / refinances
- 22.8% / 9.6%
- Conventional / FHA / VA
- 96.9% / 1.6% / 1.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 24.5% of loans here — see methodology.
Where Avadian lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Alabama | 1,005 | $4,796 | 4.990% |