Towne Bank
5,837 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,837
- Median rate
- 6.625%
- Median lender fees
- $6,594
- Median loan amount
- $315,000
- Median spread over APOR
- 0.204
- Paid discount points
- 39.2%
- Received lender credits
- 26.6%
- Purchases / refinances
- 76.3% / 11.3%
- Conventional / FHA / VA
- 75.8% / 14% / 9.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.3% of loans here — see methodology.
Where Towne Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Virginia | 2,077 | $6,783 | 6.750% |
| North Carolina | 1,749 | $6,372 | 6.625% |
| Maryland | 1,552 | $6,409 | 6.500% |
| South Carolina | 88 | $8,640 | 6.500% |
| Alabama | 76 | $7,188 | 6.250% |
| Florida | 62 | $8,130 | 6.625% |
| Pennsylvania | 60 | $6,360 | 6.490% |