Orrstown Bank
1,063 mortgages originated in 2025 across 2 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,063
- Median rate
- 5.750%
- Median lender fees
- $4,640
- Median loan amount
- $195,000
- Median spread over APOR
- -2.780
- Paid discount points
- 2.2%
- Received lender credits
- 6.1%
- Purchases / refinances
- 35.5% / 28.4%
- Conventional / FHA / VA
- 98.3% / 1.1% / 0.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 31.6% of loans here — see methodology.
Where Orrstown Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Pennsylvania | 880 | $4,624 | 5.750% |
| Maryland | 162 | $4,529 | 4.600% |