CORNING CREDIT UNION
2,227 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,227
- Median rate
- 6.195%
- Median lender fees
- $3,704
- Median loan amount
- $105,000
- Median spread over APOR
- -0.040
- Paid discount points
- 0.1%
- Received lender credits
- 2.9%
- Purchases / refinances
- 30.6% / 15.4%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 28.3% of loans here — see methodology.
Where CORNING CREDIT UNION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| North Carolina | 1,002 | $3,309 | 6.313% |
| New York | 787 | $4,063 | 6.140% |
| Pennsylvania | 214 | — | 6.140% |
| South Carolina | 112 | — | 6.133% |