MERIDIAN BANK
2,560 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,560
- Median rate
- 6.500%
- Median lender fees
- $7,885
- Median loan amount
- $305,000
- Median spread over APOR
- 0.216
- Paid discount points
- 28.4%
- Received lender credits
- 48.8%
- Purchases / refinances
- 80.2% / 10.2%
- Conventional / FHA / VA
- 63.6% / 27.4% / 7.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.7% of loans here — see methodology.
Where MERIDIAN BANK lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Maryland | 838 | $6,338 | 6.500% |
| Pennsylvania | 652 | $6,960 | 6.625% |
| Delaware | 640 | $10,248 | 6.250% |
| New Jersey | 226 | $9,646 | 6.500% |