UNITED MORTGAGE CORP.
2,224 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,224
- Median rate
- 6.750%
- Median lender fees
- $12,526
- Median loan amount
- $415,000
- Median spread over APOR
- 0.632
- Paid discount points
- 72.5%
- Received lender credits
- 40.6%
- Purchases / refinances
- 71.9% / 27.9%
- Conventional / FHA / VA
- 65.5% / 31.4% / 2.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 93.6% of loans here — see methodology.
Where UNITED MORTGAGE CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New York | 956 | $16,365 | 6.625% |
| New Jersey | 297 | $12,360 | 6.750% |
| Pennsylvania | 296 | $8,430 | 6.875% |
| Florida | 157 | $11,735 | 6.875% |
| Texas | 101 | $9,950 | 6.990% |
| Ohio | 52 | $9,156 | 6.625% |
| Connecticut | 50 | — | 6.875% |