PIKE CREEK MORTGAGE SERVICES, INC.
2,814 mortgages originated in 2025 across 12 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,814
- Median rate
- 6.375%
- Median lender fees
- $7,324
- Median loan amount
- $305,000
- Median spread over APOR
- 0.202
- Paid discount points
- 46.4%
- Received lender credits
- 42.3%
- Purchases / refinances
- 85.1% / 12.7%
- Conventional / FHA / VA
- 67.5% / 23.9% / 6.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.5% of loans here — see methodology.
Where PIKE CREEK MORTGAGE SERVICES, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Delaware | 1,176 | $7,761 | 6.375% |
| Kentucky | 273 | $6,679 | 6.500% |
| Texas | 273 | $7,924 | 6.250% |
| Pennsylvania | 136 | $7,575 | 6.500% |
| New York | 114 | $8,670 | 6.500% |
| Colorado | 105 | $4,818 | 6.375% |
| Indiana | 99 | $5,018 | 6.250% |
| Maryland | 83 | $7,273 | 6.624% |
| California | 75 | $6,919 | 6.490% |
| North Carolina | 70 | $9,899 | 6.500% |
| South Carolina | 69 | $7,980 | 6.125% |
| Florida | 64 | $9,656 | 6.313% |