Univest Bank and Trust Co.
1,647 mortgages originated in 2025 across 2 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,647
- Median rate
- 6.875%
- Median lender fees
- $5,891
- Median loan amount
- $225,000
- Median spread over APOR
- 0.260
- Paid discount points
- 17.5%
- Received lender credits
- 33.6%
- Purchases / refinances
- 52.4% / 20.5%
- Conventional / FHA / VA
- 91.9% / 6.9% / 1.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 50.4% of loans here — see methodology.
Where Univest Bank and Trust Co. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Pennsylvania | 1,531 | $5,824 | 6.875% |
| New Jersey | 66 | — | 7.000% |