Northwest Bank
4,158 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,158
- Median rate
- 6.250%
- Median lender fees
- $600
- Median loan amount
- $105,000
- Median spread over APOR
- -0.085
- Paid discount points
- 12.3%
- Received lender credits
- 17.2%
- Purchases / refinances
- 24.8% / 26.4%
- Conventional / FHA / VA
- 97.7% / 1.2% / 0.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 50.1% of loans here — see methodology.
Where Northwest Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Pennsylvania | 2,412 | $500 | 6.250% |
| New York | 1,021 | $2,967 | 6.250% |
| Indiana | 480 | $600 | 6.125% |
| Ohio | 223 | $600 | 6.000% |