EAST COAST CAPITAL CORP.
1,602 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,602
- Median rate
- 6.875%
- Median lender fees
- $10,968
- Median loan amount
- $450,000
- Median spread over APOR
- 0.597
- Paid discount points
- 39.5%
- Received lender credits
- 35.3%
- Purchases / refinances
- 65.6% / 34.3%
- Conventional / FHA / VA
- 77.3% / 20.5% / 2.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95.8% of loans here — see methodology.
Where EAST COAST CAPITAL CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New York | 808 | $14,782 | 6.750% |
| New Jersey | 146 | $9,327 | 6.875% |
| South Carolina | 102 | $6,119 | 6.875% |
| Florida | 97 | $8,631 | 7.000% |
| Pennsylvania | 93 | $9,550 | 7.000% |
| Ohio | 83 | $6,531 | 6.875% |
| Connecticut | 53 | $10,725 | 7.000% |