EQUITY RESOURCES, INC.
2,917 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,917
- Median rate
- 6.625%
- Median lender fees
- $4,656
- Median loan amount
- $245,000
- Median spread over APOR
- 0.335
- Paid discount points
- 35.7%
- Received lender credits
- 21.1%
- Purchases / refinances
- 79% / 21%
- Conventional / FHA / VA
- 71.9% / 18.5% / 8.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 97.6% of loans here — see methodology.
Where EQUITY RESOURCES, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 1,027 | $3,726 | 6.625% |
| Pennsylvania | 723 | $5,544 | 6.625% |
| North Carolina | 439 | $4,191 | 6.625% |
| Maryland | 183 | $5,567 | 6.625% |
| Connecticut | 125 | $5,542 | 6.500% |
| South Carolina | 103 | $4,519 | 6.625% |
| Florida | 98 | $5,042 | 6.750% |
| Massachusetts | 75 | $3,778 | 6.875% |
| Michigan | 61 | $4,358 | 6.625% |