RADIUS FINANCIAL GROUP INC.
1,885 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,885
- Median rate
- 6.625%
- Median lender fees
- $5,864
- Median loan amount
- $345,000
- Median spread over APOR
- 0.349
- Paid discount points
- 38.9%
- Received lender credits
- 14.1%
- Purchases / refinances
- 81.4% / 18.5%
- Conventional / FHA / VA
- 75.2% / 19.9% / 4.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96% of loans here — see methodology.
Where RADIUS FINANCIAL GROUP INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Massachusetts | 908 | $5,147 | 6.624% |
| Pennsylvania | 474 | $7,052 | 6.625% |
| Maryland | 101 | $7,002 | 6.625% |
| North Carolina | 74 | $6,498 | 6.625% |
| New Hampshire | 71 | $4,577 | 6.624% |
| Georgia | 66 | $8,281 | 6.500% |