BAYSHORE MORTGAGE FUNDING, LLC
1,297 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,297
- Median rate
- 6.625%
- Median lender fees
- $7,885
- Median loan amount
- $265,000
- Median spread over APOR
- 0.538
- Paid discount points
- 56.5%
- Received lender credits
- 63.5%
- Purchases / refinances
- 85.2% / 14.8%
- Conventional / FHA / VA
- 55.7% / 29.1% / 8.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.7% of loans here — see methodology.
Where BAYSHORE MORTGAGE FUNDING, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 324 | $6,376 | 6.750% |
| Florida | 163 | $8,262 | 6.625% |
| Maryland | 138 | $10,249 | 6.688% |
| Oregon | 96 | $8,585 | 6.750% |
| New Jersey | 71 | $7,176 | 6.875% |
| North Carolina | 62 | $7,855 | 6.500% |