APR.net

GoPrime Mortgage, Inc.

1,460 mortgages originated in 2025 across 7 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
1,460
Median rate
6.490%
Median lender fees
$6,488
Median loan amount
$315,000
Median spread over APOR
0.076
Paid discount points
39.5%
Received lender credits
26.7%
Purchases / refinances
89.5% / 10.5%
Conventional / FHA / VA
43.6% / 14.9% / 38.5%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.9% of loans here — see methodology.

Where GoPrime Mortgage, Inc. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
North Carolina 659 $6,123 6.500%
Oregon 133 $6,449 6.490%
Kentucky 127 $5,801 6.500%
Montana 93 $8,834 6.625%
Texas 92 $7,388 6.250%
South Carolina 80 $6,510 6.500%
Virginia 74 $9,551 6.250%