HomeStreet Bank
1,061 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,061
- Median rate
- 7.750%
- Median lender fees
- $7,558
- Median loan amount
- $355,000
- Median spread over APOR
- 0.460
- Paid discount points
- 29.7%
- Received lender credits
- 16%
- Purchases / refinances
- 42.1% / 22.6%
- Conventional / FHA / VA
- 91% / 6.2% / 2.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 45.4% of loans here — see methodology.
Where HomeStreet Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Washington | 779 | $7,356 | 7.375% |
| Oregon | 132 | $7,266 | 7.500% |
| California | 103 | — | 7.750% |