ROGUE CREDIT UNION
1,903 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,903
- Median rate
- 7.490%
- Median lender fees
- $2,050
- Median loan amount
- $105,000
- Median spread over APOR
- 0.500
- Paid discount points
- 19.9%
- Received lender credits
- 14.1%
- Purchases / refinances
- 32.2% / 14.8%
- Conventional / FHA / VA
- 98.2% / 0% / 1.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.8% of loans here — see methodology.
Where ROGUE CREDIT UNION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Oregon | 1,751 | $2,387 | 7.490% |
| Idaho | 92 | $725 | 7.490% |
| California | 50 | — | 7.000% |