NUMERICA CREDIT UNION
1,559 mortgages originated in 2025 across 2 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,559
- Median rate
- 7.750%
- Median lender fees
- $8,510
- Median loan amount
- $105,000
- Median spread over APOR
- 0.550
- Paid discount points
- 7.5%
- Received lender credits
- 4.4%
- Purchases / refinances
- 15% / 27.1%
- Conventional / FHA / VA
- 98% / 1.7% / 0.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 14.4% of loans here — see methodology.
Where NUMERICA CREDIT UNION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Washington | 1,312 | $8,205 | 7.750% |
| Idaho | 235 | — | 7.750% |