Mortgage lending in Greene County
1,072 mortgages were originated in Greene County, Arkansas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,072
- Median rate
- 6.750%
- Median lender fees
- $4,812
- Median loan amount
- $155,000
- Median spread over APOR
- 0.424
- Paid discount points
- 31.7%
- Received lender credits
- 20.1%
- Purchases / refinances
- 60.6% / 25.3%
- Conventional / FHA / VA
- 62.8% / 20.3% / 8.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Greene County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| FOCUS BANK | 95 | — | — |
| First National Bank | 88 | $1,161 | 7.750% |
| Rocket Mortgage, LLC | 63 | $6,225 | 6.490% |
| MORTGAGE INVESTORS GROUP, INC. | 62 | $5,211 | 6.490% |
| Southern Bank | 52 | — | 7.475% |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in Greene County — not a rule of thumb.
From 707 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers