Mortgage lending in Long County
976 mortgages were originated in Long County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 976
- Median rate
- 6.250%
- Median lender fees
- $6,890
- Median loan amount
- $275,000
- Median spread over APOR
- -0.056
- Paid discount points
- 48.6%
- Received lender credits
- 40.9%
- Purchases / refinances
- 61.3% / 34.4%
- Conventional / FHA / VA
- 22.7% / 10.1% / 65.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Long County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Mortgage Research Center, LLC | 137 | $6,478 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 108 | $6,127 | 5.895% |
| Broker Solutions, Inc. | 84 | $11,059 | 6.495% |
| Glennville Bank | 74 | — | — |
| GUILD MORTGAGE COMPANY | 68 | $8,088 | 6.250% |
What lenders charged here
Lender fees on a $275,000 loan, based on what was actually charged in Long County — not a rule of thumb.
From 843 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers