Mortgage lending in St. Landry Parish
1,013 mortgages were originated in St. Landry Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,013
- Median rate
- 6.625%
- Median lender fees
- $5,917
- Median loan amount
- $155,000
- Median spread over APOR
- 0.568
- Paid discount points
- 37.8%
- Received lender credits
- 21.9%
- Purchases / refinances
- 62.2% / 30.4%
- Conventional / FHA / VA
- 61.8% / 21.8% / 7.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in St. Landry Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 55 | $6,331 | 4.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 54 | $7,011 | 6.307% |
| EUSTIS MORTGAGE CORPORATION | 50 | $5,862 | 6.500% |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in St. Landry Parish — not a rule of thumb.
From 659 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers